Food truck operators need trucks financed and capital to scale. Banks decline them. JYNI finds them first.
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Food trucks have become a mainstream food service format with over 35,000 food trucks operating in the US. A fully equipped commercial food truck costs $75,000–$200,000 — the primary financing need. Most food truck operators are 1–5 years in business, generating $150,000–$500,000 in annual revenue, and systematically declined by banks due to perceived business instability. However, established food trucks with event contracts, corporate lunch routes, and fixed-location permits have consistent, forecastable revenue. The food truck sector is expanding into ghost kitchen partnerships, commissary operations, and catering, creating additional financing needs. Mobile food operators are among the most underserved small business borrowers.
The decision-maker's name and title — the person who can actually say yes, not a front desk.
A checked, direct line — not the business's general reception number.
Deliverable email, ready for JYNI's warmed-domain outreach to run automatically.
Site, location, and market signals so you know the business is a real fit before you reach out.
Target food trucks with 12+ months of operation, consistent monthly revenue above $10,000, and verifiable event or route contracts. Operators with corporate lunch routes or fixed event contracts have the most predictable revenue for underwriting. Event catering contracts provide clear revenue documentation. Avoid first-year startups without documented sales history.
Reach food truck operators via Instagram and Facebook — most are active social media marketers. Text and DM outreach works well. Lead with: 'I help food truck operators finance their next truck or cover expenses between events.' Truck acquisition is the most motivating conversation.
Truck equipment financing runs $75,000–$200,000. Working capital deals run $15,000–$50,000. Multi-truck operators can access $150,000–$300,000.
Established food trucks with consistent event and route revenue and high card volumes can be solid MCA candidates. First-year operators or irregular-revenue trucks are harder to underwrite.
AI agents search Google Maps, Yelp, food truck directories, event permitting databases, commissary kitchen registrations, and local business listings for active food truck operators.
California, Texas, Florida, New York, and Illinois have the most active food truck markets. Cities with strong food cultures (Austin, Portland, Nashville, Miami, Denver) have high food truck density.
Start free. 100 credits, no card. Owner-direct leads, reached on autopilot.