Every new subdivision, commercial development, and road project starts with grading and clearing. These contractors carry the most equipment of any trade and need financing constantly.
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Grading and land clearing contractors are among the most capital-intensive businesses in construction. A single bulldozer, excavator, or motor grader costs $150,000–$600,000. Most operators own multiple pieces of heavy equipment, creating financing needs that traditional banks handle slowly and reluctantly. With residential and commercial construction at record levels in growth markets, grading and clearing contractors are booked months out but constantly need capital for new equipment, hired equipment replacement, and crew expansion. The combination of large deal sizes, equipment collateral, and systematic bank friction makes this one of the strongest niches for alternative lending brokers.
The decision-maker's name and title — the person who can actually say yes, not a front desk.
A checked, direct line — not the business's general reception number.
Deliverable email, ready for JYNI's warmed-domain outreach to run automatically.
Site, location, and market signals so you know the business is a real fit before you reach out.
Target contractors with active construction projects, 2+ years in business, and monthly revenue above $30,000. Operators with signed contracts and project invoices have the cleanest underwriting story — the invoice itself is collateral narrative. Verify equipment is titled, not just leased, before pitching asset-backed products. Contractors with municipal or public works contracts have the most predictable revenue.
Reach grading contractors in the early morning (6–7:30am) before site work starts, or mid-afternoon when crews are wrapping up. Lead with equipment: 'I help grading contractors get excavators and dozers financed when banks take 60 days and you need the equipment on Monday.' These owners respond to speed — they've lost jobs because financing moved too slowly. Construction trade publications, local AGC chapters, and LinkedIn are also effective channels.
Equipment financing secured by the machine title is the most common product. Revenue-based financing works for contractors with consistent monthly billing. Business lines of credit serve bonding and working capital gaps.
Equipment financing deals commonly run $100,000–$400,000. Working capital deals are typically $30,000–$150,000. Multi-machine fleet financing can reach $750,000.
Request 6 months of business bank statements, any active project contracts, and equipment titles. Operators with signed contracts have the strongest underwriting case — the revenue is already booked.
AI agents search contractor license databases, construction permit filings, heavy equipment dealer networks, and local business listings to surface active grading and clearing operators.
Start free. 100 credits, no card. Owner-direct leads, reached on autopilot.